Dwelling Fire and Specialty Homeowners Coverage

Our Dwelling Fire and Specialty Homeowners programs insure rental and landlord, vacant, seasonal and owner-occupied properties. Our programs are designed to target non-standard to preferred properties including older and lower-value homes, homes with minor cosmetic problems, homes with market value below replacement cost and homes under renovation. If you're having a tough time finding a company to insure these types of properties for your customers, you'll be pleasantly surprised with Foremost.

Feature Foremost
Broad Underwriting We accept a wide range of properties and risks from non-standard to preferred including older and lower-value homes, rental properties, vacant properties, homes under renovation, seasonal and secondary homes, and customers with credit and loss issues.
Customized Coverage Customers can build a policy package with the coverage they want from the dwelling only to a full range of optional coverages. We offer a broad range of optional endorsements that may be added to any policy.
Discounts Clients with multiple Foremost policies, superior insurance scores, burglar alarms, and those who belong to a Landlord Association, use a Property Management Company, or conduct tenant screenings may be eligible for a discount.
Superior Vacant Policy Unlike most carriers, Foremost allows a customers' home to be vacant for up to 36 months including homes of any age. And though written as a full-year policy, customers can cancel at any time, subject to a minimum earned premium.
Bundled Landlord Package Our Landlord Package bundles Liability, Personal Property and Loss of Rents coverage specifically for landlords.
Expert Claim Service All Foremost policies are backed by their excellent reputation and award-recognized HelpPoint® claims service. Adjusters are trained in settling claims fairly and timely.
Easy Quoting and Booking We can quote and book a policy right over the phone in just minutes. Simply call us toll-free at 1-800-527-3905 and select the prompt for FX Insurance Agency.

Note: You do not have binding authority. The information in this section about coverages is not a policy document. Please contact FX Insurance Agency at 1-800-527-3905 for detailed information on coverages, limits, deductibles and restrictions.

Promotional Materials

Here's a brief summary of some of the Dwelling Fire and Specialty Homeowners materials you can order from FX Insurance Agency. To order supplies, just give us a call at 1-877-270-3452, and have your FX Insurance Agency number ready.

Spanish versions also available

Title and Description Form #
Dwelling Fire Customizable Product Sales Sheet 967699C
Dwelling Vacant Customizable Product Sales Sheet 968011C
Specialty Homeowners Customizable Product Sales Sheet 970096C
Property Buyers Guide 970360C

Quote or Book Business

To quote or book a policy, simply call 1-800-527-3905 and select the FX Insurance Agency prompt. We're available to help Monday - Friday between 9 a.m. and 8 p.m. Eastern time.

File a Claim

Policyholders can file a claim anytime by visiting www.foremost.com or calling 1-800-527-3907.